Rural Credit Business Management System

Because the city commercial banks of our country in rural credit operations areat the exploratory stage, there isn't more fully computer management system.Although the Liaoyang Bank has carried out the rural credit for several years, it alsoneeds a fully functional business management system to satisfy the development ofthe rural creditThe R&D of this system would be the pillar to support the rural credit businessof Liaoyang bank, the aim of developing this system is to raise the management ofrural credit management department's efficiency and the capability of riskmanagement and control, the system can reduce the complexity of the staff works,improve work efficiency, and ensure the accuracy and completeness of data in thecredit business process, lay a good foundation for the data analysis and mining in thefuture.As the one of the main business of commercial banks, the income of the creditbusiness has been the main business income of commercial banks, the credit businesshas been the pivotal position in the commercial banks in a number of business. Withthe rapid development of computer network technology, in order to more effectivelymanage the rapid growth of lending, a credit management system developed will beon the more far-reaching significance.To the Liaoyang bank, the base is built on the existing credit management system,and take into account the characteristics of our own business, it is necessary to expandthe rural credit system. With the development of the agricultural credit system, thefarmers' information management, loans and credit management will achieve thefurther management. After such, we can achieve all of the information sharing at thesame time; we can effectively control the risks of agricultural credit. It can provideuseful data for farmers lending process control; strengthen the scientific predictions ofbusiness management and informationIn the system development process, we use some advanced computertechnology,such as J2EE and MVC development framework, WEB technology,AJAX development method. It is the use of new technology, guarantee the advanceof Liaoyang Bank of agricultural credit business management system, also increasethe difficulty of programming The main features of this system is reflected in the following3aspectsThis system is developed with the browser/server modes, three-layer structure,and taking into account the relatively weak on a WEB page, we use some programdesign to reduce the complexity of operations personnel in the development anddesign process.Because the program is built on the standard TCP/IP networks, if the hardwaredevice can support wireless network communication technology cooperation, thesystem can meet the needs of farmers-site business, it laid the Foundation for theLiaoyang Bank mobile banking.In the system, farmers' basic information dynamic information and loaninformation is standardized. on this basis, combined with technologies such as datawarehouses, we can make full use of existing data through data analysis, guide theenterprise business decision and analysis the team evaluation, reduce operational risk.