A Study On The Involvement Of Social Work In University Students'Campus Loan

As a part of the private financial loan,campus loan has certain social reasons,and it is the product of the specific social conditions.But due to the lack of necessary supervision,on the part of the campus campus loan platform loan employees mercenary,lending students are lack of basic legal and financial knowledge without good consumer attitudes and values of life and other reasons,resulting after some students borrow money through campus loan can be repaid the loan and the emergence of a series of problems.The psychological pressure and ideological pressure of students who have experienced campus loan problems are great.If they are not discovered in time,they may burst out all kinds of serious consequences.An important part of this preparation is divided into five parts: the first part is the necessity of leading campus loan from normal lending as well as the main form of college students,there is little or no own income,but also has a strong desire for consumption,some consumption is the normal consumption of daily necessities,such as the purchase of learning materials,some are not normal consumption such as buy a lot of cosmetics and luxury,in a desire for consumption,money without substantial cases,students tend to choose campus loan loans;loan investigation of the second part is the current situation,causes all sorts of bad loans on campus.As part of College Students' legal consciousness,not a correct concept of consumption,campus loan platform borrowing formalities and the relatively simple,coupled with the lack of campus loan platform unified credit system,causes the student to rob Peter to pay Paul.The fails to repay the students use some substandard debt means,in this case,it will often cause many adverse effects;necessity and feasibility analysis of the third part in campus loan for social work,social work as a professional helping activity,it has a professional working methods and ideas.Professional,human social work service method and the idea of making it to adapt to the different social environment,college students may appear a lot of problems in campus and the loan can not timely repayment,in this case,the intervention of social worker into the campus loan is very necessary and feasible;the fourth part social workers use scientific methods tointervene,for part of the campus after the loan thought and mentality "problem" students,relieve their psychological pressure,correct deviation and improve college students' life values,gradually return to normal life;the problems of fifth minute,put forward feasible measures and suggestion.