The Status Quo,Causes And Countermeasures Of P2p Network Illegal Fund Raising Crime

With the rapid development of Internet finance,China has attached great importance to it and listed it in the 13 th five-year plan.p2 p online lending model has become an important part of the development model of Internet finance.As an emerging Internet finance development model,p2 p online lending platform first appeared in the Chinese market in 2006.Since it entered the Chinese market,it has mushroomed like bamboo shoots after a spring rain and now it has been more than ten years.Compared with the traditional Internet financing mode,the financing mode of p2 p online lending platform can better meet the financing needs of small and medium-sized enterprises.However,the financing mode of p2 p online lending platform also has its unique characteristics.For example,the registration threshold of the platform is very low and only a small amount of money is needed.Suitable for small loan needs;The operation process of borrowing and lending is simple and the cost is lower.The rapid development of p2 p online lending platforms has both advantages and disadvantages for the development of China's financial market,especially the Internet financial market.On the one hand,the phenomenon of mass investors following the trend of investment is very serious.Most of today's p2 p online lending platforms have grown beyond their role as intermediaries.We will these beyond the intermediary role of p2 p lending platform called "alienation" of lending to p2 p network platform,it is often all in the name of the p2 p to implement the crime of illegal fund raising,huge losses to the investors' property due,serious damage to the economic order and stability is also a kind of impact to society.p2p network illegal fund raising severely affected by the crime,this paper surrounding this crime causes and characteristics,analysis of the current case and management present situation,from the platform's self building,choice of investor preferences,the establishment of the laws and regulations,and administrative law enforcement of four different angles respectively different countermeasures are put forward.