Problems And Countermeasures Of Medical Insurance System For Urban And Rural Residents In Huai’an

Basic medical insurance is an important means to ensure people’s livelihood and a basic social welfare policy.The basic medical insurance policy also develops with the development of the society.Huai’an keeps up with the requirements of the times and constantly deepens the reform of basic medical insurance.In 2018,the new rural cooperative medical system and the urban residents’ medical insurance system in Huai’an will be put into parallel operation,and the basic medical insurance system for urban and rural residents will be established The "six unifications" of basic medical insurance system for urban and rural residents have been realized.Huai’an has never stopped adjusting the details of the system and constantly optimizing various systems.However,due to the short implementation time of basic medical insurance system for urban and rural residents in Huai’an,there is still a gap between the treatment policy and the actual needs of residents,and at the same time,the experience in handling and management is relatively insufficient.Generally speaking,there are many challenges in the development process of basic medical insurance for urban and rural residents in Huai’an.Based on the reality of medical insurance development of urban and rural residents in Huai’an,this paper studies the basic medical insurance system of urban and rural residents in Huai’an by using the methods of system analysis,literature analysis,empirical analysis and comparative analysis.It focuses on the analysis of the relevant problems of basic medical insurance of urban and rural residents in Huai’an and the reasons for its formation,combined with the advanced experience at home and abroad And practice,a more comprehensive analysis of the status of basic medical insurance for urban and rural residents in Huai’an and put forward relevant suggestions.This paper first analyzes the basic situation of Huai’an’s economy,population and the current situation of the development of residents’ medical insurance,and points out that the basic medical insurance system of urban and rural residents in Huai’an has some problems,such as the small scale of financing,the failure to realize the overall planning at the municipal level,the failure to distinguish the financing according to the age structure,the insufficient treatment level,the imbalance of the development and utilization of different levels of medical institutions,the medical supervision and the medical mechanism There are contradictions in construction.Then by introducing the basic medical conditions of Singapore,Japan,Britain and Germany,analyzing the advanced thoughts and practices of developedcountries in medical security,comparing the domestic policies of urban and rural residents in Shanghai and Nanjing,and the related situations of similar cities like Suqian and Zhenjiang in Huai’an,the comprehensive and three-dimensional comparative study is carried out,from which the unity should be established Under the system,there are many inspirations,such as multi-level medical insurance system,giving full play to the functions of the government,establishing market mechanism,expanding the scale of financing,and establishing financing schemes of different age structure.Finally,based on the existing problems of basic medical insurance for urban and rural residents in Huai’an,combined with the actual situation and experience,this paper puts forward to make full use of the government functions to expand the coverage rate of medical insurance for urban and rural residents,strengthen the horizontal comparison between the internal and cross insurance of medical insurance for urban and rural residents,promote the reform of financing policies for medical insurance for urban and rural residents,optimize the treatment level of medical insurance for urban and rural residents,and promote various levels The development of medical institutions should play its due function and other suggestions.Through this study,I hope to provide reference and basis for the further development of basic medical insurance for urban and rural residents in Huai’an,improve the rate and enthusiasm of medical insurance coverage for urban and rural residents in Huai’an,reduce the contradictions among agencies,medical institutions and insured people,promote the further improvement of medical insurance system for urban and rural residents in Huai’an,and provide urban and rural residents in Huai’an with access to it Get more benefits.There are 2 figures,19 tables and 52 references in this paper.