Research On The Development Of High-end Medical Insurance In China

With the continuous development of China's social economy,the demand for medical security has continued to expand.The medical insurance market has gradually become an extremely important part of the personal insurance market,but some problems have gradually emerged in the process.However,high-end medical insurance solves the problems of basic medical insurance and general commercial medical insurance with extensive medical network and comprehensive high-quality insurance.Therefore,high-end medical insurance is a highly personalized product and is subject to high net worth by China.extensive attention.On the basis of expounding the emergence and development of high-end medical insurance in China,this paper introduces the status quo of the high-end medical insurance market and the content of mainstream products in the market.Combined with the current progress of high-end medical insurance,this paper analyzes the different situations in different regions and points out that The existing problems,drawing on the experience of foreign developed countries in high-end medical and private medical insurance systems,propose corresponding solutions.That is,the regulatory agency clarifies the positioning of high-end medical insurance and strengthens market supervision;the market supply entity strengthens business management capabilities and product innovation capabilities;consumers regulate their own behavior.Only the regulators and the various entities in the market fully perform their duties,and mutual coordination and mutual promotion are the prerequisites for ensuring the steady development of high-end medical insurance.