Construction And Research Of Construction Industry Supply Chain Financial Credit Evaluation System:

In recent years,with the continuous promotion of national policies on supply chain finance,and the rapid development of Internet,big data,and blockchain technology on the supply chain financial platform,all walks of life have explored supply chain finance application in the industry,build a supply chain financial platform,and gradually make the supply chain financial business go online.The large core enterprises in the construction industry are also promoting the development of supply chain finance by building a supply chain financial platform to further solve the problem of financing difficulties and financing for SMEs.At the same time,reduce the procurement costs of the core enterprises themselves.Considering the particularity of the construction industry and its supply chain,this paper analyzes the supply chain financial model and model of the construction industry and the construction supply chain based on the theoretical summary of supply chain finance,credit evaluation and supply chain financial credit evaluation index system.The function of the financial platform points out that an important function of the construction industry supply chain financial platform is to conduct a comprehensive and effective credit evaluation of the financing enterprise.Therefore,from the perspective of the core enterprise-led construction supply chain financial platform construction,this paper analyzes the credit evaluation problem of the platform and the construction goal and functional requirements of the credit evaluation system.Based on the analysis of the status quo of ZT company credit evaluation model,this paper proposes to apply and construct the construction industry supply chain financial credit assessment indicators and models from the perspective of core enterprises.By summarizing the related literature and the financial characteristics of the construction industry supply chain,two sets of credit evaluation index systems for initial credit evaluation(non-financing)and financing enterprise credit evaluation(financing)were constructed,and the fuzzy comprehensive evaluation method was used to improve the creditworthiness of the case enterprises.The credit rating is calculated.Based on the analysis of the requirements of the evaluation system and the conclusions of the evaluation indicators,the paper finally gives the overall design and detailed design of the credit evaluation system.From the perspective of the construction and research of credit evaluation system,this paper discusses the credit evaluation problem in the supply chain financial platform which is built by the core enterprise of the construction industry.This paper provides some theoretical and practical guidance significance for solving the financial credit evaluation of the construction industry supply chain,and provides a theoretical and methodological reference for the core enterprises to optimize the operation management and financing decisions of the construction industry supply chain financial platform,which helps to reduce the risk of the supply chain finance and promote the benign operation of the construction industry supply chain financial platform.