Analysis Of Financial Statements Of Pudong Development Bank

In recent years,the banking industry in China represented by the four major state-owned banks and large-scale joint-stock commercial banks has developed rapidly,and the competition among the banking industry has become increasingly fierce.Compared with traditional commercial banks,the joint-stock commercial banks have a simpler historical background,and the systems and mechanisms used are also more flexible.They have higher advantages in all aspects,and they have boosted the overall banking industry as a whole.The development process,and joint-stock commercial banks have great development prospects and development potential.As the first batch of joint-stock commercial banks in New China,Pudong Development Bank has always been the representative of the outstanding joint-stock banks in China.The core of bank management is risk control and management.How to effectively strengthen management and control management risk,seek the optimization of business strategy in the changing market environment,realize the efficient,robust and excellent management goal and enhance the value of the enterprise,has become the most important part of the management of the bank.The analysis of the traditional financial statements focuses on the calculation and analysis of the data of the historical financial statements,and the lack of the analysis of the quality of the accounting information,which makes the reliability and analysis of the financial analysis not high.Strategy and other factors are included in the framework of financial statement analysis,which makes the analysis of the traditional financial statements only the trees are not seen,and can not find the problems in the management and the proper evaluation of the economic performance.With the development of the domestic banking industry into a "new normal",the competition of the banking industry is becoming increasingly fierce.China's financial industry is entering the foreign financial institutions in a full and more open manner,and the competition environment of the banking industry will be more rapid in the future.The managers,investors,supervisors and other stakeholders of commercial banks have paid more and more attention to the analysis of financial statements.From a strategic point of view,it is of great practical significance to analyze and evaluate the financial status of commercial banks,management results and cash flow in a comprehensive,systematic and scientific way.This article is based on the Harvard analysis framework.Based on the original financial analysis,combined with the Harvard framework analysis method,and DuPont's financial analysis system,it comprehensively analyzes the financial status of the target company,accounting statistics,financial development status and other factors from the aspects of strategy,accounting,finance,and prospects.Future business development prospects will provide comprehensive and comprehensive analysis of the company's past operations,management,and future development.It will be more targeted and more comprehensively reflect the current status of the company.The comprehensive financial analysis will reveal the problems exposed in the business,avoid risks that may be encountered in the future,and provide comprehensive analysis conclusions for the users of the financial analysis conclusions at a strategic height.