Research On Risk Management Of Supply Chain Financial Business Projects Of Commercial Banks In China

With the rapid development of market economy,supply chain finance,as a new finance-focused solution,can effectively reduce the capital cost in the supply chain.Based on the above background,this paper systematically studies the risk of supply chain finance business of commercial banks,and designs the risk control and management system of commercial bank supply chain financial business projects,so as to provide effective control of commercial banks' supply chain finance business theoretical basis and practical guidance.Full-text is divided into six parts.The first part introduces the research background and significance of the article,clarifies the risk and type of supply chain,the influencing factors of commercial bank's risk management performance and the methods of financial risk management of commercial bank's supply chain,and puts forward the research contents,technical routes and methods.The second part analyzes the related theory of commercial bank's supply chain financial business project risk management,mainly related to project management,supply chain finance,commercial bank operational risk and other basic theories.The third part of the commercial bank supply chain financial business project risk identification,the commercial bank supply chain financial business project risk is divided into credit risk,operational risk,market and legal risks,the financing mode of four kinds of level indicators,11 categories(two indicators)and the risk of the three indicators.In the fourth part,AHP is used to determine the degree of influence of commercial bank's supply chain financial business risk based on the results of questionnaire survey.The fifth part forms the framework of risk control system of commercial bank supply chain financial business project: first,establish a reasonable supply chain finance business access threshold;second,the construction of scientific supply chain the financial business credit rating mechanism;third,the formation of supply chain finance business platform integration.The sixth part summarizes the conclusions of this study and clears the direction of further research at the same time.