Research Based On The Credit Risk Evaluation And Control Under Supply Chain Finance In Our Country Business Bank

Supply chain finance is the related enterprise as a whole financing service new financial model. The model of the supply chain trade relationship and according to the characteristics of movable property or ownership, The supply chain of a single or multiple small and medium-sized enterprise infuse capital, To promote the supply chain and smooth solid circulation. Along with market economy into the supply chain competitive era, We will vigorously support supply chain financial health development has important strategic significance. Supply chain has become not only a financial financing difficulty to solve the effective way, also changed over the bank and other financial institutions to a single enterprise’of the main body of the credit extension mode, Make full use of the industrial structure and supply chain of commodities trading of detail hold, around the core enterprise of the supply chain of the small and medium-sized enterprises provide financial support, and promote the development of logistics enterprise. But supply chain financial business bank of our country as a new type of credit business, the credit risk forms different from the traditional credit business. If commercial Banks ignore the credit risk management, certainly will cause damage to commercial Banks, serious word may affect the entire banking system, so it is necessary to our country commercial bank supply chain finance business credit risk management system research.This article mainly from the point of view of commercial bank comparison of the supply chain system research financial credit risk management. Full text can be divided into five parts:first, to supply chain of the concept, financial mode, features and studies the theory. The second, on supply chain finance business credit risk identification for research. Including the credit risk, credit risk to the source of the types of problems. Third, to supply chain finance business credit risk assessment for research. The construction of credit risk evaluation index system, and by using expert scoring method and logistic credit risk evaluation model of credit risk quantitatively study. Fourth, study and control supply chain finance business credit risk can take strategy, comprehensive strategy to construct the supply chain business loan financing before, the loan, the loan in the risk control system, hope to reach all the way to control the purpose of credit risk. Fifth, combined with this research conclusion, through specific examples in practice how to commercial Banks to supply chain financial business credit risk management.In this paper the application of supply chain belongs to financial theory research, the main research method is qualitative and quantitative research, and the combination of theory and examples, and the combination of the model number, literature material and computation, the form such as cases, in order to research of making a better effect, so that the research content with strong practical significance, for Banks and other financial institutions supply chain finance business healthy development provide certain reference function.