Commercial Banks Participate In Credit Risk Assessment Research On PPP Project Financing

Under the background of "a new normal" in China's economy,local governments are under increasing pressure to make fiscal expenditures.With the unique advantages of government-to-social capital cooperation(PPP mode),they provide structural relief to ease the supply and demand of infrastructure Probably,and in solving the government financing gap has some advantages,PPP mode has become an important efficiency choice.Commercial banks,as an important funding provider,can play a role in ensuring sufficiency and stability of funds.Commercial banks need to be encouraged to actively participate in PPP projects.Compared with foreign countries,the application development of PPP model in our country is not yet mature at present.Commercial banks will face a lot of challenges in this new area,which are reflected in the ways of financing,sources of repayment funds,risk control and management,Therefore,the research of commercial banks in the PPP project involved in credit risk management research is very crucial.We takes the PPP Project of Riverside Landscape in Qi Qihaer as an example.This paper uses Monte Carlo simulation and VaR methods to explore the credit risk measurement of commercial banks participating in PPP financing for this project.It has great research significance to provide reference value for government's function transformation in infrastructure construction and bank risk control.