A Study On Work Injury Insurance For Migrant Workers In Construction Industry

Along with acceleration of the economic development and the urbanization,thousands of millions of surplus rural labors gradually migrate into cities,creating a huge group of migrant workers.Migrant workers mainly engaged in such industry with high intensity and risks,while the construction industry,absorbs large amount of migrant labors involved,is a pillar industry of our national industry,whose migrant workers occupation safety issues also be widely concerned.China has initially established the corresponding work injury insurance system to the construction industry,as well has adopted a series of management and guarantee measures to ensure the rights and interests of migrant workers.In the process of analyzing the current construction industry injury insurance system in Nanning,the paper finds out the existing problems of the current construction industry injury insurance system in the aspects of industrial injury prevention,rate calculation,insurance fund management and so on.On the base of analyzing the causes of the problem,the foreign advanced experience,put forward the improvement of the system of industrial injury insurance existing in China’s construction industry proposals is a mechanism of injury prevention,floating rate mechanism and rational utilization of industrial injury prevention fee.For the construction industry of our country,the frequent occurrence of safe production accidents is a big problem in the industry,and it is necessary to improve the enthusiasm of enterprises to do well in safety production and introduce the work injury prevention mechanism of construction industry injury insurance to encourage enterprises to attach great importance to safety production.Floating rates directly affect the cost of industrial injury insurance in enterprises.What indicators are used to evaluate the level of production safety is the basis of the adjustment of floating rates.In this paper,the fuzzy analytic hierarchy process(FAHP)is used to use people,objects,management,environment.This paper constructs an evaluation model of five historical factors,obtains the evaluation results of the enterprise’s safety in production,and determines the floating grade of the industrial injury insurance rate based on the evaluation results.Mechanism of injury prevention and injury prevention by floating rate fees to encourage enterprises to improve the level of production safety.It is another way to improve the level of safety production by using industrial injury prevention fees to influence the behavior of enterprises and migrant workers in propaganda,training,rewards and punishments,etc.Whether the proportion of work-related injury prevention fees is reasonable or not,and whether the way of use determines the size of its role.On the basis of the analysis of the proportion and the use range of the existing work injury prevention fees,this paper puts forward the suggestion of widening the source of funds and the scope of use of the prevention fee for work injury.