Analysis Of China's Listed Commercial Bank Intermediate Business Income On Its Financial Performance

Firstly,the existing research is reviewed and summarized in this paper,and basic theory for the development of the intermediate business of Commercial Bank of our country is introduced.Then we take 16 listed commercial banks in our country as the research object and use the data of t he intermediate business income according to the annual report compiled from 2010 to 201 5 to conduct a comprehensive analysis.In the part of empirical analysis,we select 5 years of data from 2010 to 201 5 to establish the panel data of multiple linear regression model.The 16 listed commercial banks are divided into state-controlled listed banks and non-state-controlled listed banks.And six categories of business which include card business,settlement business,agency business,investment banks and consulting business,trust business,guarantee and commitment business are studied to determine which business has a significant influence on financial performance.The research results show that for the state-owned banks,the bank card business,settlement business,trust business,guarantees and promises business have significant influence on financial performance,while for the non-state owned holding banks,settlement business have significant influence on financial performance.