Research On Cash Flow Management Of SHENGJING Bank Based On Value Creation

Cash flow is the blood of corporate production activities and it is the comprehensive embodiment of business results.It is the source of value creation business.The managers pay more and more attention on the management of cash flow management.Corporate value is created through cash flow management,and the effect of corporate cash flow management is demonstrated by value.In the study of cash flow management based on value creation,the cash flow strategy management and cash flow tactics management are combined through the factors of value creation and the factors that influence the cash flow.It gradually deepen into the cash flow management of value creation perspective.The introduction of value creation into cash flow management can make them combined deeply.The theoretical innovation and practice of financial system reform have changed the commercial banks.The commercial banks in China are not as competitive as foreign banks.Facing the financial system reform,the commercial banks in China are facing opportunities and challenges.The value creation activities of commercial banks are carried out in a certain social and economic environment.Its ability of recording value is affected by many factors.As to the general business enterprises,it exists cash flow management issues.The viability and profitability of commercial banks are reflected by cash flow.As a special enterprises of operating monetary funds.Its business objective is to ensure the liquidity and security of funds and maximize the effectiveness of capital and create more value.Based on the theory of cash flow management and the value creation,this paper examines the current situation of cash flow management of SHENGJING Bank from the perspective of value creation,and puts forward constructive countermeasures.This paper is divided into six chapters.The first chapter is the introduction,which mainly elaborates the background and significance of the case study and evaluates the domestic and foreign cash flow management and value creation literature.Then it analyzes the main contents and methods of the analysis,the technical route,the possible innovation point.The second chapter is the theory summary of cash flow management value creation.It discusses and analyzes the relationship between cash flow and value creation from the theoretical point of view,which lays the theoretical foundation for the theoretical analysis of the later chapters.It provide a theoretical basis.The third chapter is the analysis of the basic status of SHENGJING Bank.The author first summarizes the basic situation of SHENGJING Bank,then analyzes the assets and liabilities of SHENGJING Bank as well as its cash flow so that we can make a detailed understanding of its cash flow situation.The fourth chapter isbased on the analysis of the cash flow management of SHENGJING Bank,which is based on the value creation.Firstly,it analyzes the factors of SHENGJING Bank's value creation,and finds that its value creation is mainly determined by the free cash flow and the average capital cost.We analyze the various business activities that affect the value creation,and finds out the possible problems of cash flow management from the perspective of value creation.The fifth chapter is the proposal of SHENGJING Bank,mainly for the problem the fourth chapter found.We combine the situation of SHENGJING Bank and the theory and then put forward the strategy and tactics in two aspects of cash flow management recommendations.The article concludes with a summary.This article has positive significance.The analysis in the article has a positive effect on improving the problem of SHENGJING Bank which can help it to enhance the enterprise value.The study of this paper provides a good case for commercial banks.It can be a reference for them.