Research On The Construction Of Enterprise Credit Service Platform

Honesty is the cornerstone of the harmonious development of the market economy,especially now that the era of Internet finance and large data technology is booming,and as the local courts continue to make public the list of "deadbeat" and increase the scope of their punishment more and more attention to their own business and personal credit situation.Throughout China's civil credit agencies,has covered the personal credit,professional credit,corporate credit,the Internet financial industry and other credit business,but these credit agencies of different sizes,the technical level of the future,to the customer service Such as data incomplete,inaccurate,credit service platform is not standardized,single service products and other issues,as the market demand for credit services continue to grow,these problems have become an urgent problem to be solved.In this paper,based on the evaluation method of corporate credit and corporate credit,and using the entropy weight method to calculate the result as the core,the design of a business credit service platform to meet people's credit for high quality service requirements.Based on the theory of credit economics and the mechanism of enterprise sharing,this paper summarizes the current research on the construction of credit information and credit platform at home and abroad.On this basis,the paper summarizes the current domestic and foreign enterprises.Analyze the basic situation of platform service construction and its different characteristics.This paper summarizes the main problems in the aspects of model innovation,data optimization and product quality.In view of these problems,this paper puts forward the design scheme of enterprise credit service platform,and tries to realize the enterprise credit information platform excellent quality of service.Finally,combined with Shenzhen,according to your e-commerce company to conduct an empirical study,the use of entropy method to calculate the enterprise credit and corporate key letter of the final evaluation of the score,the conclusion shows that the financial trend of the enterprise to the good,but also verify the And puts forward the rationality and validity of the scheme of enterprise credit service platform.In this paper,the main part of the platform is designed as three modules,namely,the basic module,the core module and the application module,and elaborates thefunctions of each module.In the aspect of enterprise credit evaluation,the enterprise credit evaluation index system is established by using the method of enterprise credit and corporate credit.The entropy weight method is used to determine the weight coefficient of each index,which makes the enterprise credit Evaluation method more objective and accurate.On the basis of empirical research,this paper,based on the evaluation index of enterprise credit and corporate credit,and according to the financial data of Shenzhen E-commerce company,the entropy method is used to determine the index items Weight coefficient,the final calculation of the company's past three years of corporate credit score,the results show that the financial indicators of the enterprise trend to the good,thus validating the proposed enterprise credit service platform program is reasonable and effective.At the same time,according to the calculation results,given the implementation of enterprise credit service platform recommendations,so as to promote the development of enterprise credit service platform has a certain guiding significance.