Research And Design Of The Integrated Application Platform For Small And Medium-Sized Enterprise Credit Data

Enterprise credit means enterprise credit or credit conditions. With the continuous improvement of the construction of social credit system in our country, enterprise credit has become the important factors of influencing enterprise financing and the rapid development.When the Computer technology is not developed, like the other countries, our country makes one-sided evaluation of enterprise credit only through business reputation information,such as manage-time or operators’ fame, Now, with the rapid development of computer technology,credit management has put the enterprise credit rating and credit rating as important way of enterprise credit situation of quantitative evaluation.By conducting credit score and credit rating, government regulators will analysis the corporate social performance more intuitively,and manage the allocation of social resources more reasonable. Consumers will buy credit enterprise products. The enterprise itself can also improve the good faith consciousness.In recent years, along with the development of big data and cloud computing application,many rich-world central banks generally establish the large and perfect enterprise information database and integrated application system. By contrast, although the small and medium enterprises credit system construction in China has made positive progress, the level of the credit management informatization is still fall behind. Therefore, to promote the construction of credit information system on the basis of database system, is good for the social credit system construction according to China’s national conditions. At the same time, in recent years, our country always put the supporting rapid development of small and medium-sized enterprises as a key work. In a word, constructing the small and medium-sized enterprise credit data integrated application platform is valuable for improving the enterprise credit consciousness, and establishing the social environment of honesty and credibility.According to the research path of information resource planning(IRP) theory, this topic analyses the functions of enterprise credit information collection, summarizes the departments of gathering information, and the various main information index they offer.According to the function area coding standards, the topic defines the functional area coding.Secondly, the topic finishes the application platform of the information acquisition, sorting,defines the business process and business activity, makes the data specification, builds the data element dictionary. Thirdly, through the classification subsystem, building E-R model,data model, and C-U matrix form to realize the system modeling. Finally, on the basis of the theory of object-oriented modeling, this topic shows the main functions of the system byUML diagrams. In the end, the topic is referred to the small and medium-sized enterprise credit rating index system, realize the system function of the integrated application of small and medium-sized enterprise credit data platform.Some key techniques are applied, such as the information resource planning(IRP) theory,the functional area theory, information classification and coding theory, data element theory,and object-oriented modeling theory. In the end, the integrated application platform for small and medium-sized enterprise credit data is successfully designed and implemented. The topic has a reference value on researching the development of application system using a variety of theory and technology.