| Xi'an Economic and Technological Development Zone has begun implementing the medical insurance for urban workers according to national policies since November,2001.The regulations form a system which contains urban-rural integration and covering of all workers and residents.Although there are some improvements in Medical Insurance Funds through "Tax and Spend,Balance of Payment,Balanced Budget with a small surplus and Reasonable Growth" strategies,problems such as hard fund-raising,irrational distribution of funds quotas,year-end quotas overran and doctor-patient relationship tense are still to be solved.Based on city-level situation and current running conditions of MIF in Xi'an Economic and Technological Development Zone.This article will explore the factors which affects the balance of MIF through incomes and expenditure.The concrete contents are as follows:(1)Through data analysis to the general insurance situation and surplus of Xi'an Economic and Technological Development Zone in recent years,finding out the factors that affect the balance of MIF.(2)Using partial least-squares regression model to confirm how the factors affects affect the MIF,based on the analysis of current situation.It turns out that the MIF is proportional to individual account expenditure,the card swiped times per capita from retirees,aging population ratio,meanwhile inversely proportional to incumbents after exploring the above-mentioned affecting factors from four angles on a social level.According to the results of statistic analysis and empirical study,combing relevant policies carried out by medical insurance department of Xi'an in recent years,find out the existing problems of current MIF system,and give targeted suggestions towards the balanced of incomes and expenditure of MIF from three perspectives(Collecting,Expenditure and information management)in Xi'an Economic and Technological Development Zone. |
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