Research On The Risk Management Of Industrial Bank Information Technology

With the rapid development of financial information and network, the application of information technology in commercial banks has changed rapidly. The information technology will become an important strategic tool in the business innovation and financial services. However, information technology is a double-edged sword, it has a huge security risks and threats in improving the competitiveness of the bank. Therefore, to enhance the risk management ability of commercial banks, strengthen the construction of information system security, ensure the banking system continued to run steadily, will become an important tool for the development of banking.This paper through a simple analysis of Industrial Bank information technology risk management present situation, summarizes the industrial bank is currently facing the risk management problems and causes,by referring to the Chinese bank information technology risk management,to explore a suitable road of Industrial Bank Risk Management,thus constructs the Industrial Bank Information Technology Risk Management framework. This paper puts forward the research background, purpose and significance of this paper,introduces the main methods and innovation points of this paper, through a simple description and the definition of risk management, and then combined with the actual situation of Industrial Bank's risk management, and ultimately put forward the problem solving solutions,the Industrial Bank of information technology management to provide effective advice and guidance. Therefore, we need to strengthen the construction of the organization, to improve the system and process, improve the level of information technology services, and strictly control the external environment, so that the risk management and financial innovation.