Research On Information Technology Risk Management Of Gaoyou Rural Commercial Bank

With the rapid development of financial services, information technology as the basis of banking operations platform, the impact of the pattern of the banking industry is faster than ever before,.Information technology exponentially shortened product innovation speed and the professional division of the bank internal optimization, quickly improved the management ability, significantly enhanced the customer experience.Information technology has a high degree of integration and business, it become the core competitiveness of the banking industry, the key link to sustainable development. Along with the information technology widely used in banking, almost all banks of the business operation and management activities are highly dependent on information technology, followed by information technology risk on the banking industry development bring great challenges.Therefore, Gaoyou Rural Commercial Banks as the research object, on the information technology risk management of commercial banks were in-depth analysis, putting forward the beneficial in Gaoyou Rural Commercial Bank Information Risk Management Countermeasures and suggestions, has important practical significance to improve the Gaoyou Rural Commercial Bank information technology risk management ability.In the literature review and theoretical analysis on the basis, according to the "commercial bank information technology risk management guidelines", the banking financial institutions, information technology risk supervision on-site inspection manual relevant literature, from eight aspects of information security, information technology management, information technology, operational, outsourcing, audit and other of Gaoyou rural commercial bank information technology management are analyzed. Risk identification and assessment methods are:expert investigation method, fault tree (fault tree) analysis method, AHP analysis method, the risk of domain division method, according to the actual situation of the Gaoyou Rural Commercial Bank.After analysis of selected risk domain division calculation method of Gaoyou Rural Commercial Bank information technology risk assessment that Gaoyou Rural Commercial Bank.On the basis of the above analysis, the measures for the improvement in Gaoyou Rural Commercial Bank information technology risk has 8 points as follows:the transformation of the mode of governance, strengthening information technology comprehensive risk management concept, improve the ability of risk management, strengthening information technology infrastructure, establish a sound management system, and improve the internal management system, improve the ability of operation and maintenance management, strengthen management outsourcing, pay attention to the outsourcing risk, business continuity management strategy, specification process audit.The evaluation results and suggestions for the Gaoyou rural commercial banks in time to find information technology risk points, to further improve the level of technical risk management,and enhance the competitiveness of a positive significance. At the same time, evaluation methods and experience can be used as a reference for related research and other bank information technology risk management.