Study On The Information Technology Risk Management For Z Branch Of XY Bank

At present, commercial banks for the deep application of information technology in the rapid development of the business has played a positive role in promoting, with the height of the banking business processing and information fusion technology, finally caused the risk of information technology has become an important factor influencing the commercial banking business and reliable operation and sustainable development, especially in recent years, financial institutions in the banking industry information technology risk events, risk loss increasing brings hitherto unknown threat to the healthy development of commercial banks, commercial bank information technology risk management is increasingly severe, the management more difficult.As the cross-regional business of the national joint-stock commercial bank, XY bank Z branch, whether information technology risk to continuity and reliability of effective prevention and control is directly related to its business operations, such as the control of inappropriate, even cause serious damage to the national security, social order and public interests, had a significant impact on bank credit and reputation. Therefore, exploring the bank information technology risk management mechanism, the financial industry to guard against and dissolve the risk of information technology, improve the information technology risk control ability, has the important guiding and practical significance to realize the sustainable and healthy development.This paper describe and analyze the current information technology risk management of commercial banks at home and abroad, from the commercial bank information technology risk management theory research point of view, a comprehensive overview of the commercial bank information technology risk definition, risk types and characteristics of information technology, information technology risk of content and form. And then to Z branch of XY Bank of China in the aspect of information technology risk management and the existing main problem as an example, to research and explore the factors with the development trend and characteristics of local commercial bank information technology risk management in China’s final paper, main problems existing in the management mode and the specific measures to solve. Through the study on technology of risk management of commercial banks in China, the characteristics of information theory, current situation, development direction and the prevention and control measures, combined with the management practice of XY bank Z branch of the information technology risk, put forward the suitable for China’s banking financial institutions at present and in the future for a period of information technology risk control measures, the final the conclusion can be reached on China’s commercial banks to effectively prevent the risk of information technology has significance for the purpose of.