Study On The Development Of Changshu Rural Commercial Bank Electronic Banking Business

With the development of the financial industry and electronic commerce,electronic finance in recent years showed vigorous development trend of e-commerce,the major commercial banks also pay more and more attention to the banking business,so that a large number of new customers came into being,expanding demand for multilayer electronic banking.But the current commercial banks,especially small and medium-sized commercial banks electronic banking business development in the area of financial reform in the current slow,single service,cannot meet the people’s growing County banking needs.In the face of internal worries and external concerns,what is the future path of small and medium-sized commercial Banks? This paper takes Changshu rural commercial bank development,in-depth analysis of the electronic banking business,The future direction of development,Changshu rural commercial bank can maintain regional competitiveness in this environment,imminent electronic banking reform.How to improve the regional competitiveness of the banks? We found that efficiency exists in the process of solving the cost,service quality,hardware capacity and many other aspects,in the face of fierce market competition and the advanced Internet of every hue of electronic banking,regional commercial banks to feel the way inadequate,which includes bank and bank.The Internet Bank and third party payment companies,banks and consumers perplexing relationship.In these problems before we are at a loss what to do is not it? Obviously not,Chinese in the development of modem technology has always been good at drawing and improved,foreign banks have a lean management philosophy,science With the theory of learning methods,their electronic banking business earlier than us,than us,also in the domestic third party payment company by virtue of its advanced social circle has gradually changed people’s living habits and payment,they have a flexible response speed,closer to the market,the more quickly erode the bank’s electronic banking business.Despite years of accumulation of resources,the Banks have been in crisis.This paper argues that the commercial banks should focus on the existing basis,to solve the financial needs of customers for the development of power market,from the near point,by consumer closer,without losing the advantages of the industry fast and accurate Provide tools for the sustainable development of electronic banking,and financial management methods.The financial reform thought fully consumer habits,increase the degree of customer experience.In fact,we do not need what things are starting from scratch,as long as you can in the present situation of practical improvement,step by step,perseverance,A little effort will be an amazing success.The interconnection of today,the characteristics of electronic banking itself is not imitation can be replicated,it is also unique in bank big brother slow achievement of many electronic business,occupy a space for one person in the market competition.So any bank electronic banking business can Have their own characteristics to its own enterprise culture and development direction and he can be as a part of enterprise development strategy.Therefore,in the study the electronic banking business environment,can actively introduce technical advantages of domestic electronic commerce company,and be flexible to upgrade the localization according to the environmental characteristics of the final through the test of the market continue to improve in order to achieve the ideal effect,the leader,Changshu rural commercial bank electronic regional financial reform is imperative,but facing a lot of problems in the process of the development,this paper in-depth analysis of the scientific development attitude to regional small and medium sized banks electronic banking business management On the research to do some practical significance...