Study On The Risk Control Of XX Group Loan Project Of D Company In Changchun

The real estate industry is the important pillar of our national economy,our country's policies constantly regulate and control of Real estate development.In recent years,real estate Construction scale expands unceasingly,housing prices continue to rise.as the second half of 2016,most of the city still has the holiday.Real estate development and construction need a lot of money,in general,development loan to banks or other financial institution for Project construction and operation.Banks and other financial institutions seize opportunity and Provide loans for the real estate.Loans on real estate development project brought in big profits to financial industry,at the same time,also brought bigger risk.Developers for the construction havedifferent ability and financial situation,along with economic development law and state policies related to external factors,largely bring some risk reimbursement.How to predict and assess the risks and how to respond and control risk,is to study the contents of this paper.Chang Chun Development investment company and the XX Group develop extensive cooperation with "XX-four seasons flower" project,the loan amount is larger.There are many project management factors,and risk management more difficult.In this paper,the study of the project risk management,including the following several parts: the first part,on the whole giving research background of the paper,research significance,research status at home and abroad,as well as the relevant theoretical knowledge of project management.The second part,including risk control.The third part,mainly including XX group loan risks,from the perspectives of XX group and project overview,assessing risk,including management,business operations,finance,the risk of fraud,loan fraud,etc;From the outside,mainly including the national policy changes and the risk of economic development law,etc.The third part,through the analysis of XX group loan project risk,from the perspective of the deep cause risk is presented.Company of Changchun international trust &investment factors being the internal cause of project risk management and operation;National policy adjustment of real estate industry and the change of the economic law of development is the external causes;XX group management factor is the main influence factors of solvency,is produces the decisive factor of debt risks.Analysis of the causes of project risk is helpful to the formulation of risk control measures.Part is the fifth part,the essay focuses on the research and development investment company from before loans,loans,loans for the whole process dynamic management,strict approval process and review procedures,credit investigation,examination and approval procedures,risk control and so on throughout the whole process of project management.To supervise and manage the whole process of the project,is the effective measure to reduce risk,help to smooth realization of the aim of the project.The sixth part,the paper expounds new wind group loan project risk control measures.Investment management of the cooperation projects with XX group is the necessary guarantee the project smoothly;XX group,stable financial condition is an effective guarantee of solvency;Project risk management in the final analysis depends on the person's management,human resource is the fundamental guarantee of XX group loan project risk management.The seventh part,is to the full text of the summary,summarized the cooperation project risk control;Future investment company.Hope to have certain reference significance to investment company.