Research On The Fine Management Of Xiamen Rural Commercial Bank

In recent years,China's national economy continues to grow,the government's reform of the banking financial business has been strengthened,the organizational model innovation,product and service levels are constantly improving and progress.In order to further expand the role of bank outlets,the majority of domestic banks have taken the lead in the implementation of sophisticated network management.The use of fine management theory,combined with the specific case of bank,analyzes the status of the network operation management and the existing problems,through in-depth study of network development trends,demand and bottlenecks,put in network of fine management to enhance the program,help to promote the management reform of bank outlets,to enhance the core competitiveness of the network,at the same time,has a certain the reference value for the future bank management mode reform and improve the quality of products and services.The research contents of this article:first,the paper expounds the research background and significance of the commercial Banks of fine management,analyzes its development situation at home and abroad,and put forward the research ideas and methods of the thesis;On this basis,this paper discusses the basic theory of bank branch of fine management,analyses the influence factors of fine management.Then,this paper focuses on elaborating on XiaMen Rural Commercial Bank outlets at the grass-roots level management analysis,analysis of the advantage of network and the shortage of the elaborating management according to the current XiaMen Rural Commercial Bank puts forward the overall thinking of the promotion and improvement scheme,and analyzes in detail the specific implementation measures;Then,to give full play to the XiaMen Rural Commercial Bank the elaborating management plan to provide the corresponding security measures;Finally,this article conclusion and outlook.Bank branch of fine management from the study of this thesis not only has theoretical significanceand the actual operation and management of the bank branch has more significance.To promote the Xiamen rural commercial bank outlets fine management solutions are given in detail,such as the development of the fine refinement management guiding principle,network layout,strengthen the allocation of human resources network,optimization of scientific and reasonable performance evaluation,strengthen the network customer relationship fine,strengthen the network operation risk put forward the concrete scheme of the management scheme very targeted,to a greater extent to improve Xiamen rural commercial bank network management level.Will improve continuously through the fine management of Xiamen rural commercial bank business income,customer volume will continue to increase,the rapid development of intermediate business,is expected in 2017 will achieve bank branches operating profit increased by 10 percentage points,net assets income rate increased 8 percentage points,the company will increase by more than in the business,the key performance indicators in the industry bank forefront.