Financial Risk Assessment And Control Of NJ Bank

With the progress of the development of the society,economy,financial industry got great development in our country.Commercial Banks as an important part of the financial sector,since birth,with the risk.In this context,to evaluate the financial risk of the commercial Banks and control,has the vital significance.In terms of overall international and domestic economic environment,sustained economic fluctuations,make the management efficiency of Banks is not stable,the possibility of a crisis will be in a rising trend,so the research on financial risk management of commercial Banks in China is imminent.Improve the financial risk management of commercial Banks,strengthen the commercial bank financial risk assessment,establishment conforms to the situation of China commercial bank financial risk control system,is conducive to the further development of our country commercial bank,lay a foundation for social stability and economic progress in China,but also to provide theoretical basis for commercial bank's financial risk management.Based on NJ bank as an example,the study of the financial risks of commercial Banks and control,the analysis of existing problems,and formulate the corresponding countermeasures and Suggestions to solve these problems.In the process of practical research,this article through the literature concept,classification and related financial risk in the commercial bank management way,lay a theoretical foundation for further research.According to the actual operation situation of NJ bank,its financial risk management status were studied.By using AHP method to determine the NJ bank financial risk assessment indicators,from bad loans risk,internal control,asset liquidity and capital structure and other aspects,in the process of the development of NJ bank financial risk evaluation and control of all kinds of problems discussed.And on this basis,according to the bank's financial risk management present situation puts forward the corresponding improvement measures.