The Present Situation And Countermeasures Of Agricultural Insurance In Hebei Province

Agriculture in our country has a long history,is the lifeline of the country,the founding of the country.Agricultural insurance,as a kind of effective method to disperse the agricultural risk and guarantee the agricultural production,has been paid more and more attention by the countries all over the world.Since 2007,Hebei province has implemented the policy oriented agricultural insurance.After several years of continuous exploration,is the rapid development from traditional agriculture to modern agriculture,agricultural insurance in Hebeiprovince after nearly ten years of rapid development,has made great achievements,also encountered a slowdown in the pace of development,increased compliance risks and the peasant's lack of willingness to the challenges[1].These problems have greatly affected the process of the implementation of rural economic strategy in Hebei province.How to fundamentally improve the policy of agricultural insurance,continue to expand the scope of policy insurance businessthe development of new business model is the subject of this paper.How to better play the leading role of the government in the agricultural insurance policy,leveraging trillion market potential,Hebei province has become the green rise "booster" to ensure agricultural production healthy,rapid and sustainable development,is the purpose of this study is[2].Based on this background,this paper takes Hebei Province as the researchobject,through the analysis of the development process of Hebei Province agricultural insurance related problems and restricting the development of agricultural insurance policy factors,mainly including:related policies and legal system of agriculturalinsurance is not perfect,the agricultural insurance service level is not high,agricultural insurance coverage is still relatively low,farmers insurance awareness is not strong four problems,the necessity of the development ofagricultural insurance in Hebei province is analyzed,and points out how to improve the agricultural insurance related measures in Hebei Province,from the aspects of government policy to improve the legal level,the main insurance business innovation and personnel training,strengthening propaganda and education and so on,this paper introduced the experience of the development of agricultural insurance mode of Spain,starting from the insurance system and legislative support,analysis of the West The Spanish government the full range of agricultural insurance from the support,through a multi-faceted development,so as to Hebei agricultural insurance supply of Hebei agricultural insurance development enlightenment and inspiration,to ensure that rules and system of agricultural insurance related improvement,compulsory insurance and voluntary insurance management mode of combining the effective implementation.The agricultural insurance and agricultural policy combination.It is hoped that the research can contribute to the development and innovation of agricultural insurance in Hebei province.