Research On Operational Risk Issues

In recent years,the commercial Banks operating risk to run the losses resulting from the Banks themselves and bring far-reaching influence to the financial economy,which has been a worldwide major commercial Banks and financial regulators extremely seriously.The Basel committee on banking supervision in the new capital accord,operational risk and credit risk and market risk and listed as the three major commercial Banks operating risk,and be included in the regulatory capital category,but as a result of operational risk compared with other two kinds of risk theory research started relatively late,so the probability of a higher in the field of commercial bank development.Therefore,strengthening the study of operational risk of commercial Banks operating risk management has important guiding significance.This article introduces the basic theory of commercial banks at the meaning?category and characteristics of operational risk,it takes base committee authority issued and the research of experts and scholars as the basis.At the same time it also introduces the theory structure and basic countermeasures of the operational risk management and enlarges the analysis of dynamics in correlation and effectiveness between the commercial banks operational risk and internal control.It also puts forward the point which takes the internal control as an important method in operating risk management.This article takes has an example to makes a brief introduction and analysis on the bank L.It also points out the problem in the management of operational risk and puts forward some suggestions from the perspective of internal control.