Research On Negotiation Mechanism Of Medical Insurance Based On The Perspective Of Cooperative Benefit

Improving people's livelihood is the inevitable requirement of social construction and development in our country,and it is very important to establish a perfect medical security system to improve the quality of people's life and happiness.But for a long time,there is an extended problem in our country's medical field,that it is hard and expensive to see a doctor.So medical insurance negotiation mechanism is designed for virtual high drug prices and the medical service quality.Based on the perspective of cooperative benefit,the paper analyzes the necessity of establishing medical insurance negotiation mechanism,and further discusses the establishment and perfection of the system.This article includes five parts:The first part points out the construction progress of the current medical insurance negotiation mechanism,including the existing achievements and problems,summarizes the research background,research significance,research route,research methods and innovative points.And then do a summary of the research on the domestic and foreign medical insurance negotiation mechanism.The second part is the key and fundamental part of the article,it first defines the concept of medical insurance negotiation mechanism,discusses the main body,principle and procedure,and then discusses the necessity of establishing medical insurance negotiation mechanism with the theory of negotiation,game theory and transaction cost theory.Then it explores the medical insurance negotiation mechanism further from the perspective of cooperative benefits,and it points out that the establishment is based on the cooperation will and motivation among the parties.It analyses the capital and expectations of the parties involved in the negotiation from their role and interests,then points out that the establishment of the medical insurance negotiation mechanism is the balance and compromise of interests of all parties.The third part reviews the development of China's medical insurance negotiation mechanism,and points out the existing problems and reasons of China's medical insurance negotiation mechanism through case analysis of typical area.In the forth part,the paper introduces the experience of the western developed countries in the implementation of the medical insurance negotiation mechanism,and puts forward the enlightenment and guidance to the establishment of the mechanism in China.The fifth part explores further from the perspective of cooperative and interest,thinks that the key to establish the medical insurance negotiation mechanism lies in the balance and compromise of the involved parties.In order to stimulate the will and motivation of the parties,we should focus on the establishment of social trust mechanism,information sharing mechanism,benefit distribution mechanism and supervision mechanism.With the enhances of the government's attention to the people's livelihood,the reform of medical insurance system closely related to people's health and well-being will be gradually deepened and perfected,and the related issues of medical insurance negotiation should be studied and solved urgently.On the basis of drawing lessons from domestic and international advanced experience,we should pay more attention to the actual situation of our country,and establish the special medical insurance negotiation mechanism which is suitable for our country.