The Design And Implementation Of The Fund Custodian System In P2P Network System

With the rapid integration of the Internet and the traditional financial,P2 P network lending is booming.P2 P network lending is also called the person of personal loans,which refers to individuals make use of the Internet platform(third party network platform)that involves in lending business.P2 P network lending to make up for the traditional financial institutions to serve the vacancy,fully revitalize the private idle funds,to serve the real economy to solve the financing problems of SMEs play a very useful role.P2P net loan business in the booming because of blank related laws and regulations,exposed the lack of development of the industry regulatory chaos,so the relevant state ministries and commissions from "to encourage innovation,risk prevention,while avoiding disadvantages,the healthy development of the overall guiding principle,introduced the" guidance "on promoting the healthy development of the Internet into the financial and business" management of network lending information intermediaries Interim Measures ",the P2 P net loan business clear requirements for the implementation of third party depository system of customer funds.In order to meet the requirements of regulatory policy,promote the development of the industry norms,trust funds system P2 P network lending must be setting up a neutral third party funds managed system,the fund trustee system to manage and supervise customer funds,customer funds and institutions of their own funds account management.In which this article is describing the design of the third party funds managed systemunder such assumptions.First of all,this article included analysis of the software requnenents,according to the principle of customer funds and the financial management of the employees,the overall framework of the system is designed.And then,introduces Nginx load balancing,net platform,My SQL database technology,redis cache,analyses SOA and the late development of web service technology.According to loosely-coupled,coarse-grained,standardized interfaces and reusable characteristics of SOA.Combined with some characteristics of the P2 P lending network based on SOA is built.Finally,this article is describing the detailed design of the system architecture,system function modules,database tables and so on,it gives us the corresponding activeity diagram,sequence diagram,and table structure of datebase design.According to the software architecture model,it designs and achieves the corresponding PC,P2 P netword lending of funds management system.Trust fund system is independent of the P2 P network system to ensure the independence and safety of customer funds management,using SOA module development technology and make the fund trusteeship system stability through standard interface with different network lending platform docking funds managed to achieve results.