Research On Social Pension Insurance For Urban And Rural Residents In Heze City

Social endowment insurance as a part of social security,the improvement is related to the foundation of social development is strong,social endowment insurance is to protect people's livelihood,irreplaceable role in promoting economic development.Since 1980,China has been exploring the establishment of social endowment insurance system,because of the combination of economic and social development to develop their own social endowment insurance system,the lack of scientific planning,leading to the development of social endowment insurance in country appears unbalanced.Faced with a large number of problems,in 1998,the country to stop the exploration of rural old-age insurance.September 2009,the state to explore how to build a new rural social pension insurance system,through the pilot,and gradually expand the coverage,in 2012 to achieve a new agricultural insurance system full coverage.Launched in February 2014,the policy began to plan the rural residents and urban residents pension insurance implementation of the merger and unified management.At present,the academic research on the construction of urban and rural social endowment insurance system is more,but the research of the urban and rural social endowment insurance system from the macro level analysis,combined with the implementation of the grassroots and rural social endowment insurance for urban and rural social endowment insurance system for analysis and research are less.Therefore,based on the related data of Heze City,using literature analysis,case analysis,comparative analysis,discovery and analysis are implemented at the grassroots level in the process of urban and rural social endowment insurance problem of multi angle,and try to put forward specific improvement suggestions.The first chapter mainly elaborates the background and significance of the topic.With the aggravation of the aging phenomenon of the population in our country,residents of old-age problem is increasingly serious,and the urban and rural social endowment insurance can alleviate the pension pressure rising,can improve the basic old-age insurance system,fairness,can expand domestic demand and stimulate economic growth.But in the implementation process there are problems,identify problems,analyze problems,propose the solution to the problem is the main purpose of this paper.The second chapter mainly introduces the basic concept of the implementation of pension insurance,and combing the history of the development of social pension insurance,analysis of the current basic old-age insurance system,the historical basis of the implementation.This part out of China's endowment insurance system development process,sum up experience and lessons of rural endowment insurance,new rural endowment insurance and pension insurance for urban residents and rural residents social endowment insurance in various stages,for the problems and their causes in preparation.The third chapter mainly introduces the main contents and characteristics of the implementation of the social endowment insurance of urban and rural residents in Heze city.This part will combine the actual development of Heze City,the content of the system,mainly introduces the Heze urban and rural social endowment insurance implementation status and main measures,and compares the level of economic development of the city and the city of Heze is similar to other provinces in the situation,in order to learn from the experience of the comparison and analysis,provide suggestions for the healthy development of urban and rural residents social endowment insurance in the city of Heze.The fourth chapter mainly analyzes the causes of the problems and problems.This paper analyzes the endowment insurance of urban and rural residents in Heze city from the social overall level and the level of pension benefits,willingness and grassroots handling services,and sums up the existing in the urban and rural social endowment insurance the basic problems in the implementation process.Analysis of the causes of the problem from three aspects of legislation,system and system:one is the low level of legislation,two is the system lack of attraction and guidance mechanism is lack of flexibility;three is the service socialization degree is low,the old-age insurance service system is not perfect.The fifth chapter mainly puts forward the countermeasures and suggestions to improve the social endowment insurance of urban and rural residents at the grassroots level.Based on summarizing the problems and reasons on the two part,from the improvement of legislation,perfecting the mechanism,transformation of government functions and put forward countermeasures and suggestions,in order to make the urban and rural social endowment insurance in China at the grassroots level to implement more scientific and effective.