Design And Implementation Of Mobile Banking In City Commercial Banks

In recent years,the booming Internet finance is rapidly changing the traditional financial situation,leading to changes in the new financial industry.The new financial model has injected a tonic into domestic financial markets,which brings new challenges and pressures to bank management and development.The advent of mobile banking has changed the technology and trading channels in finance to improve the efficiency and convenience of finance.With the help of internet,cloud computing,big data and artificial intelligence,mobile banking has realized an efficient and convenient financial mode using such functions as financing,payment and settlement and information intermediary.Therefore,judging from the trend of the integration of Internet finance and traditional finance,mobile banking is conducive to the integration and development of Internet finance and traditional finance and create a win-win situation.Based on the concept of software engineering development and design,this paper analyzes the research status of mobile banking at home and abroad in details,clarifies the development of mobile banking,summarizes the achievements,and formulates the design route of this article.The main functions are the practical functions of software development,the knowledge reserve that the technical scheme needs,and the main difficulties and technical problems that the software faces.It introduces the software design criteria,the composition of the structure,the function module and the establishment of the security system in details.The developed software utilizes the B / S and C / S composite system structure which is commonly used in electronic banking system.The object of reuse is software technology such as mature network and firewall,as well as advanced host and storage hardware components.Now it is able to meet the connection of Android system,IOS systems and other mobile devices.Users can directly connect mobile banking software through the mobile phone with 4G network and WIFI Internet.Software includes self-registration module,account management module,intelligent transfer module accounts,basic financial management module andsecurity center module.