Research On The Construction Of Major Medical Insurance System Based On Government Perspective

As reported in the 18 th National Congress,“coordinate the construction of urban and rural social security system,integrate urban and rural residents' basic illness insurance system”,which indicates the necessity of constructing social illness insurance that meets the primary stage of socialism of our country.Since critical illness insurance was constructed around our country in 2015,all kinds of governments and commercial insurance companies have taken action actively.The critical illness insurance is a welfare policy to improve people's living standards,and also can settle down the problem of suffering from illness to a certain degree.Constructing the critical illness insurance system is the basement of constructing a basic illness system.However,there are lots of problems in the process of constructing critical illness insurance system.In order to have a better analysis of those problems,taking Xinxiang xian for an example,starts from responsibility of government,and implement of related policy.With the methods of empirical analysis,field investigation and literature analysis,some of the problems like repeated insured,incomplete coverage of diseases,financing difficulties have been analyzed,and put forward targeted suggestions according to some advanced overseas and domestic construction of critical illness insurance system,which contain how to keep a good link of social illness insurance with commercial illness insurance,streamlining reimbursement procedures,widening reimbursement coverage of illness and so on.Hope readers can get a clear awareness and independent thinking of our recent critical illness insurance system after reading this essay.The research conclusion Xinxiang county's related data in 16 years which put forward on the basis of the government in health care financing of a serious illness.Aimed at solving a serious illness in the process of building health system's most prominent financing problems.