The Social Responsibility Of Commercial Banks In China

In the process of social and economic globalization, prosperity and growth of the financial sector, is related to the stability and development of the society. Commercial Banks has become an integral part of social economy. As "corporate citizenship" the awakening of consciousness, commercial Banks as its growth has been gradually mature will value balance from one end of the "interest" leaning to one end of the "responsibility". After the reform and open policy, our country banking industry have made encouraging progress, in addition to the growing scale, structure is also becoming incresingly reasonable. Commercial bank business,whcih are usually connect the unit in the economic activities of the link,is monetary related business, or in social economic activities directly or indirectly affect the market competition and the sustainable development of ecological environment.Especially in our country, commercial bank practice of social responsibility is not only the inevitable requirement of building a harmonious society, but also an important way to enhance competitiveness of interbank.Starting from defining the social responsibility of commercial Banks, this paper discusses the function of commercial Banks social responsibility, and China construction bank, for example, in the economic, legal, moral, charity four aspects analyzes the domestic commercial Banks social responsibility present situation and deficiencies; Reference and analyze the international in the aspect of performance of social responsibility has become a "pioneer", "outstanding person" the experience of commercial Banks, to explore our country commercial bank to fulfill the social responsibility of the existing shortage and solution, such as commercial Banks in the economic interest and the social value of balance; The lack of laws and regulations related to social responsibility in China; China's banking association autonomous necessary; Commercial bank takes the responsibility of a charity one-sided and so on.This article is divided into four most. The first part includes the first chapter and the second chapter, firstly the research background, research purpose and meaning, expounded, introduces the domestic and foreign research status of commercial Banks to perform the social responsibility and the research contents and methods of this article, followed by some key concepts in this paper the definition and overview. The second part is chapter 3 and chapter 4, the first is the construction bank as an example to explore the present situation and insufficient of our country commercial bank to fulfill social responsibility, then has analyzed our country commercial bank in the performance of social responsibilities of the problems. The third part is the fifth chapter, this part is the analysis of the foreign commercial Banks how to fulfill the social responsibility as well as the modern society to our enlightenment, and by studying the practice of the advanced commercial Banks at home and abroad, makes our country commercial bank social responsibility have a reference. The fourth part is chapter 6, this part is the countermeasures and suggestions of China's commercial Banks to fulfill social responsibility.