Study On Rural Financial Innovation Under The Perspective Of New Rural Construction Based On

30 years of reform and opening up, China's rural gradually formed to track financial as the leading factor, non formal finance is the supplement of rural financial system, from the initial national several provinces of the pilot, the development of increasingly perfect,formed a certain scale, as the development of rural economy in our country is the most important allocation system of capital factor, matching and rural the development of economy, more and more role in the development of rural economy is more evident. But the current rural financial service in China remains the overall level is not high, the problem of the gap between urban and rural areas, increase farmer income growth slow speed etc.. In view of China's current rural financial system has many defects and problems inherent in general, the sixteen session of the Fifth Plenary Session of the party to promote the development of rural finance referred to a very high degree of attention, put forward to deepen rural financial reform, China's rural financial innovation is a necessary prerequisite to increase the speed of rural economy, countries began to gradually increase the healthy development of rural financial support. The intensity of the steps. This article from the status quo and development of China's rural financial starting, analyzes some defects and problems existing in current rural financial system in our country, points out the reasons of these problems, puts forward the selection and analysis of rural financial innovation, policy implementation and adjustment of hope through the national, local, farmer oneself various aspects, rural financial system will gradually improve and perfect, will for the development of China's rural economy and even the whole country's national economy play a positive role in promoting.In recent years, China's urbanization, accelerate the pace of industrialization, the national economy's sustained and rapid growth. But the development of agriculture, the rural economy has had many new problems, highlighted in the grain production, farmers' income difficult landslide and the gap between urban and rural areas gradually expand etc..The basic idea of the construction of new socialist countryside is to establish and implement the Scientific Outlook on Development, to solve the "three rural" issues as a priority among priorities of our party's work, adhere to the "giving more, taking less,enlivening" and "industry nurturing agriculture, city support the countryside" policy,efforts to improve production and living conditions in the countryside, improve the quality of life of farmers the overall appearance, prompting rural appeared bigger change, and gradually the rural construction has become a "new socialist countryside production development, well-off life, rural civilization, clean and tidy village, democratic management".This article from the construction of a new socialist countryside angle, throughanalyzing the present situation of rural financial development and the Beijing research, to financial innovation in rural China are analyzed and elaborated. Part one, introduction part.Through the study of China's rural financial development objective, significance,background and research at home and abroad, in order to lay the cornerstone of the whole research; the second part, research on the related concepts and theoretical basis. Detailed explanation of the concept and meaning of rural finance, and relates to the rural finance rural financial market theory, imperfect competition theory, the local knowledge theory and the theory of financial innovation and the main viewpoints and contents are described and analyzed, which laid a solid theoretical foundation for the full text writing; the third part,the analysis of the current situation and reasons of China's rural finance. Detailed analysis of the existing rural financial system in our country, organization, supervision, service and other aspects of the problem, and the causes for the for these problems are analyzed; the fourth part, analysis of the Innovation Countermeasures of Finance in rural china. Put forward some feasible countermeasures and suggestions to improve the angle of the development of rural finance system, regulations, products and external environment.