Research On The Path Of Socialist New Countryside Construction Of Financial Services

The nineteen report put forward that the strategy of Rural Revitalization should be implemented,and solving the "three rural issues" as the most important task of the whole party.The key to comprehensively promote the construction of a new socialist countryside is to meet the huge demand for funds in the new rural construction.In recent years,the party and the government have adopted a series of important policies of supporting agriculture and benefiting farmers,and the rural financial development has undergone positive changes and ushered in new opportunities for development.But we must see that the current rural financial development is still in the difficult climbing stage,a serious shortage of rural financial services,rural financial services to the "three rural" consciousness is not strong,rural financial risk control system is weak and other issues still outstanding.It is necessary to solve these problems faced by rural financial development,and actively explore the new path of financial services "agriculture,rural areas and farmers".Since eighteen,more over the years the central document written in rural financial service "three rural",established the guiding ideology for rural financial reform and innovation.Marx's credit theory and the theory of land ownership is an important manifestation of Marx's financial support for industrial development ideas,for the construction of China's rural credit system,strengthen the rural financial insurance support,improve the rural financial system,has an important guiding significance.In Marx's thought of financial support on industrial development as the theoretical basis,to eighteen since the central document on financial services over the new rural construction is the spirit of the specific guidelines,combined with the status quo of China's rural financial development,identify the key rural financial service innovation,which include: the importance of innovation in rural financial system and system development;for new products to the financial needs of rural areas and farmers;improve the rural credit guarantee mechanism;innovation of financial management mechanism in rural areas;the innovation of rural financial services.These years,around the emergence of a number of financial services in the typical agriculture,Internet financial service "three agriculture",the financial support of new agricultural production and organization of "Three Nong" service,innovative rural credit concept and financial products to serve the "three rural".These successful experiences give us beneficial enlightenment: the three rural financial services to local conditions,to broaden the ideas,but also to improve the mechanism,prevention and control of risk.Through the analysis of the focus of rural financial services innovation,combined with the practical experience of financial services Agriculture,we found that the rural financial services to build a new socialist countryside entry path.Including the marginal productivity of capital,through the transformation of savings and savings to investment rate,the influence of the three aspects to promote rural economic development;rural financial institutions should continue to innovative products,simplify the process and use of the interest rate adjustment to bring the vitality of the rural market;to change the mode of financial development,promote the development of rural township enterprises and small towns the construction of service life for farmers.The nineteen report put forward,"deepen the financial system reform,enhance the ability of financial services entity economy."".We should integrate the nineteen spirits of the party into the work of "Three Agricultures" in the financial services,and do our best to build a new socialist countryside and build a well-off society in an all-round way.