Research On The Problem Of Social Endowment Insurance System Operation Of Urban And Rural Residents In T County Of East Henan

Under the background of the accelerating population aging process, Labor mobility increase, the traditional old-age security function gradually weakened, in order to guarantee the basic life of the urban and rural residents in his late years, establishing and implementing a sound old-age security system becomes very important. In recent years,social endowment insurance system in China constant practice and exploration have also made great achievements. At present, nationally, contributors in endowment insurance system of urban and rural residents, treatment for the number of low growth and growth decline, which means most of rural and urban areas can join groups have been gradually covered, the development of urban and rural residents endowment insurance system in China has entered a new stage of development.In July 2011, T county was approved as the third batch of Henan province urban and rural residents of social endowment insurance pilot counties.From the implementation of urban and rural residents of T county social endowment insurance system at the present stage of view.The system of expanding the coverage, the insured rate was increased.Fully reflects the system is generally recognized by urban and rural residents,And steadily and orderly promote the full coverage of urban and rural residents pension insurance system.The paper based on the practice of the pilot work of urban and rural residents social endowment insurance in T county,The running situation of the social endowment insurance system for urban and rural residents in four years is investigated and studied,Found that the development of urban and rural residents of T county social endowment insurance system has made certain effect.The social endowment insurance system for urban and rural residents to fully implement quickly.Adopt a variety of forms of propaganda policy.Service system has been built,The effective progress has also been made in the inter- supporting convergence of the system.But by T county urban and rural residents and the related staff interview survey found in system operation process also exists some shortage, such as poor earning ability of a system, low level of old-age security, pensions, not timely issue, lacking the ability to organization of service and the related department, such problems as bridging between the existence of these problems affect the practical effects of the social endowment insurance system of urban and rural residents also hindering its further promotion and development. On T county urban and rural residents in operation of the system of social endowment insurance problems, and improve the urban and rural residents are proposed from the following aspects of social endowment insurance system of countermeasures, including perfect payment incentive mechanism, improve the level of ginseng protect residents pay cost; Establish basic pension adjustment mechanism, improve the level of pension; Perfect the individual account, strengthen the funds management and supervision; To improve the way of handling management, promote grass-roots organization of service of ability; Strengthen the coordination between the relevant departments, the standard work procedures.