The Research On Efficiency Of Chinese Banks Based On DEA Approach

In the view of China's Bank of multiple input and multiple output characteristics, considering the bank efficiency of input,output index system, using data envelopment analysis(DEA) and Malmquist method,calculate and analysis the efficiency of China's banks in the years of 2000-2012,we get that the total technical efficiency of China's banking industry fluctuations are caused by scale efficiency fluctuation,it shows that China's banking reform is the most extensive, and pay no attention to the connotation of the increase,this is the fundamental cause of the efficiency of our banking industry low. Besides, analysis the change of bank efficiency before and after listing,the listing will help the bank increase its efficiency. And the four major state-owned banks after the joint-stock reform,banks efficiency have generally promote,the efficiency of the joint-stock commercial banks in China are generally higher than the big four state-owned banks; technical efficiency of China's banking industry fluctuation are caused by fluctuations in the scale efficiency,with the shareholding system reform,adjust the structure of bank deposit interest income,the difference is no longer the only way of bank profitability.