Design And Implementation Of Bank Personal Credit Management System

Finance industry is the industry which is developing fast,and the main industry of the financial industry has already started the business model of global management and marketing.Credit is the main business of the bank,is actually the main channel is now profitable,but also bear the loan,die major accounts and other bad debts risk.The main characteristics of the credit business is personal credit business,it is the main feature of the huge profits,not to occupy a greater capital consumption,the share of the credit business in a large proportion.With the rise of personal credit business,as the bank under the network of network size is gradually increasing with the increase in demand,and its business and information and other important parameters of management will be faced with more problems,these deposits in the banking management system important information because of their important degree of difference will set different levels of query.In addition,with the different types of business,credit business processes will also be necessary to adjust,so that the bank credit data security will be new and higher requirements.At the same time,with the increasingly close relationship between the bank and its branches,the credit information exchange between them is increasing,and the security hidden trouble in the credit information system is constantly emerging,which brings huge risk to the bank.Therefore,the design and development of a more secure and stable personal credit risk management system is necessary,it will also be a landmark of the times to improve and reform.In this paper,the ZY bank is modeled on the personal credit management system to carry out a full range of anatomical research,in-depth research and development of the system's background,purpose,significance and status quo,the design objectives,development methods and technical structure of the key discussed and illustrated.The market prospect of the system is analyzed,and the business prospects of the system are introduced in detail,and the related functions and the requirements of the system are analyzed and described in detail.In the design of the system,reflecting the combination of overall design and module design,finishing division of credit management,approval,issuance of loans and other functional modules,and through the package diagram,class diagram,flow chart and so on a series of charts,the system design were further statements,the entity class diagram,E-R diagram and table legend has carried on the system overall design.This paper also to point out that the current system can overcome the defects and the direction for the future research of the system proposed constructive suggestions.