Design And Implementation Of Postal Savings Bank Credit Management System

With the economic development,the banking industry has been rapid grow and the competitive pressure between each other is increasing.In order to improve the competitiveness of bank,Postal Savings Bank of China(PSBC)launched a variety of credit business,meanwhile increased the difficulty of credit information management.In additions,bank is facing the problem of how to reduce credit risk,standardize credit business processes and improve credit efficiency.Adopting advanced information management technology,and standardized,scientific and digital management to the whole process of credit business is a effective supervision of bank assets.This thesis,first of all,presents the research background of the credit management system and research status at home and abroad.The system adopts the J2EE technology to develop and combines the daily business process of PSBC to describe the functional requirements of system development.Modeling the system through using case diagrams,and then analyzing the non-functional requirements of the system.In the system design chapter,the thesis presents the system architecture,interface and database design.The system adopts B/S network architecture to carry on the development,and presents process description of customer information module,loan application module,loan approval module,post-loan management module.Finally,a detailed test procedure is given for system function measurement.This thesis mainly describes requirement analysis,system design,implementation and testing process of PSBC credit management system which supports the credit management business of bank.At present,the system has been used in PSBC.It specifications the entire credit management,improves the efficiency of bank and contributes to the development of local economy.