Design And Implementation Of Mobile Bank Credit Information Management System

With the development of science and technology,we have developed from the industrial age to the information age.All walks of life put their own work areas more or less with the Internet combined with each other.The banking industry is one of the first to integrate the Internet and computer technology into its daily work.Bank database,ATM machine,bank management system,row number system and so on.But because of the large number of banking,the mentioned system or software can not be completely covered,for the bank's software development is not perfect.At present,with the development of small and medium enterprises,rising house prices and other factors,loans and individuals more and more enterprises,the bank on the loan business also increased.Therefore,for the bank's credit managers,the efficient management of the user's credit situation,whether it is the bank's credibility of the user inspection,the user's records and records,and credit managers,etc.,have brought convenience.For the traditional credit process,most of the users through the filling of paper materials for loans,the loan manager based on the user's basic information to see the user's reputation in good faith,to lend.And recorded in the system,the user's every repayment is displayed in the corresponding loan records,and according to the repayment is overdue and other parameters to correct the user's credibility.And print the results to the credit manager.In addition to some basic credit basic material submission,other processes are cumbersome.Because the bank's back-end servers are interoperable,so the credit process can be presented in the form of app.Credit managers can record all of their user information through APP,including the credit line of these users,the degree of credibility,repayment time,the number of loans and so on.You can record the behavior of the user of each loan,as the doctor records the patient's case.These actions can be a good estimate of the user's repayment behavior,and can help the credit manager for whether to recommend users to make a good loan recommendations.System development in strict accordance with the v development process development,the needs of the system analysis,summary design,detailed design,deployment and installation.And in each process to test the system.According to the type of users,the system analyzes and designs the functions of the system,including the front-end user login,the credit manager to the customer,the credit manager to the credit manager,etc.The back-end user functions include customer information management,credit record management,Log management,user management and more.This system has realized the data management of mobile terminal credit.In order to facilitate the operation of the credit manager,the system is defined as using C / S architecture,for the client using Android operating system based development,for the server side,the use of the Django development framework.In the background of the design uses a layered technology.Through this system,the credit manager of the bank can add users,delete users and view user information on the Android mobile phone,and can record the repayment loan behavior of the users for the follow-up continuation loan and dunning and other behaviors for reference.Depending on the type of loan,users can also be classified.The bank governor is responsible for managing the back office.Each credit manager transfers the repayment loans of various customers to the back office through mobile APP records.The bank governor adjusts the quota or other strategies by analyzing the behavior of these clients.In order to ensure the security of the system,the system sets up its own exclusive authority for each credit manager.After the successful development of the system,the system test and the tested system are used well.The functions of the system and the requirement analysis are consistent.The response time of the system is within the specified range,and no system breakdown occurs.