Personal Credit Management System Design And Implementation Of Construction Bank

With the gradual change of personal consumption concept, the consumer loan businessconcept has been accepted by more and more people, business and credit profits of construction bank has a sharply increased trend, that is a a serious test for the Construction Bank credit business, and information paperless office has become an efficient work means based on the network, how to management the bank credit business operation and scientific process, how to further strengthen the structure of credit assets, how to reduce credit risk is an very important risk.Taking my work requirement and the actual needs of the construction bank as the starting point, and the personal loan business as the main research object, proposed by JAVA as the development tool and select My SQL as the database development of personal credit management system based on the in-depth study of the software development of domestic and foreign credit management, and based on Java EE architecture, design the personal credit management system with B/S structure. And according to the basic requirements of the user to complete the customer management, examination and approval management, lending management, loan management, accounting statistics and system integrated management and other six functional modules of the development and implementation. The system has the advantages of simple operation, friendly interface, diverse interface, high security and stability, and so on.In this paper the system demand analysis was firstly carries on, according to the function the system was divided into six parts by the domestic and foreign research on the investigation of personal credit management system, specific design and implementation steps and on the overall frame and the function of the system structure design and planning, and adetailed described the process of different function modules. Finally through the black box test method to test the function of the system, the performance and the user of the system are analyzed and the conclusion is drawn.