Z Commercial Bank Pension Information System Management Research

In the economic and financial access to the new normal circumstances, in the face of the intricate and complex economic situation and the increasingly grim regulatory policies, the pension business of commercial Banks how to grasp the new tendency of the development of the industry, how utilizes the supervising and managing reform "the dividend", how complies with the commercial bank strategy and the display coordination resources, in the new normal looking for new business growth point of pensions and New Value Growth Point, More essential the information system which is the pension service development depends on, How to carry out construction in such a way that it fits into pension business development is the need to think about.The pension business takes the commercial bank "the light capital, the light property" green middle business, in line with the direction of the development of the commercial banks Strategy, is the realization "strives for the non-rest income fast promotion under the situation which the rest difference squeezes" the management strategy important constituent, in the business of commercial banks in transition a great responsibility. Pension business is a complicated and professional strong work, business involves the range, the great amount of data. Pension business cannot be separated from the development and strengthening of their system level of automation, to strengthen system in data processing, data storage, the construction of disaster backup and so on, on the technical guarantee pension business operation and service efficiency.This paper first analyzes the pension business involving ageing, pension business and the commercial Banks to carry out the situation. The current world population aging situation is stern, the huge old-age population cardinal number impelled to care for the aged the industrial production and the development. And almost as one-fourth of the global older population ageing situation in our country, also means a huge pension industry market. Benefit from the integrated development of the economy in our country, the endowment of consumption and investment demand also increasingly strong.In the pension business characters, commercial bank with its good social reputation, powerful platform foundation, strong business strength, certainly is a powerful force in the pension market.Afterwards, this paper according to the Z commercial bank the pension business development situation, the existing pension information system situation carries on further analyzes, obtains the system promotion demand situation which its pension business development brings. As company bank service tectonic plate important component, The Z commercial bank's pension business type divides into the annuity class, cares for the aged the safeguard class and the healthy medical service class three parts, Its pension information system starts in 2012 to construct, 2013 year's end make something a matter of political line the movement, at present marched into the stable operation stage.Considered the present stage policy the adjustment, the intense market competition intensify, the bank internal business management pattern change,the service anticipated development pattern change as well as the current system function satisfy the expansion to need and so on the factors with difficulty, the system have the promotion demand. To the Z commercial bank,the system promotion is helpful to it adapts the policy change request and the group service adjustment request well.According to the Z commercial bank's pension information system service demand analysis result, may know its pension information system the importance and the construction goal. This paper according to the project demand which the above analysis obtains, then makes has the pointed project design, then through carries on the technology and the project to the design proposal may implement the analysis, finally carries on the plan the comprehensive appraisal, draws may implement conclusion.The paper is final, the synthesis above real diagnosis analysis obtains the result, how did the Z commercial bank strengthen the information system construction investment to propose some suggestions, and elaborated this paper to the practical work research contribution and further should from now on the diligently direction.