Design And Implementation Commercial Bank Credit Loan Risk Management System

In recent years,the rapid development of Internet financial provides a leaping development opportunity for Bank.The Bank Credit Loan Risk is the main development business of Bank in our country;it undertakes the important responsibility for the whole China economy,social stability,and the development of the enterprise.However,in the process of Credit Loan Risk Management,the advanced management method and the backward management tools are always contradictory,and lots of credit data is missing,then the Bank can not avoid risk in Credit Loan Risk Management effectively,not improving the efficiency of the Credit Loan.This system implementation is based on MVC design pattern.Firstly,it discusses the background,significance from the credit risk management system topics.And then it analyzes the situation of the Credit Risk Management at home and abroad.Next it introduces the related technologies of the system development.It analyzes the demand of the Credit Loan Risk Management System,Including the system feasibility,main functions and non-functional requirements;And it also introduces the system overall design,which mainly involves the system architecture design,function design and database design,and the system architecture includes system logical architecture,system technology and the network architecture,the design of database contains the logical structure and physical structure;Finally this paper introduces the system of detailed design and implementation,which mainly designs the system functions,and it shows the pictures of the system implementation.This paper mainly designs and implements the Bank Credit Risk Management System.The system function part is important,mainly including Customer Information Management,Limit Management,Credit Plan Management,Accounting Transaction Management,Changing after Loan Transaction Management,Lending Management,Post-lending Management,Margin Management,and Pledge Management,and Statistic Query.Finally,it shows that the performance of the system can be applied to the bank credit business through a simple system test,can meet the Bank demands.