Design And Implementation For Small And Medium Commercial Bank Credit Management System Based On MVC

Recent years, with the emergence of mobile payments, cloud computing, social networking and other internet technology platform, Internet Banking develops at a fast speed. Development of Internet technology pushes the process of the financial information industry, and has made bigchanges in the field of financial services industry. Though the assets of domestic medium and small banks are small, their types of business are abundant and comprehensive. Therefore, IT system requirements in domestic medium and small banks are similar to large commercial banks. The informatization ofcredit management business is an important guarantee to real-time,stability and security, and has great significance on improving work efficiency.Developing a perfect credit management system for medium and small banks provides a practical and effective way to establish a customer-centric service management model, and achieve differentiated competitive advantage.This study focuses on the current needs of medium and small commercial banks in the informatization credit business,and designs a credit management systemfor these banks. On the basis of taking full account of the needs of medium and smallbanks credit and the feasibility demand, adherence to the "high cohesion, low coupling" development of principles, the system uses combination of J2 EE technology and MVC pattern for technical architecture. According to credit Data demand characteristics of the system, ituses Oracle database as the database to support todesign customer management module, credit business management module,integrated management module, query statistical module and system management mode.Tomeet the demandsof non-function, the system focuses on database optimization and interface management, to achieve the target of security and stability and excellent performance.In this study,it designed a credit management system with simplicity, security and stability features. It can seamlessly dock with back-end core banking system.Besides, it has flexibility to add a variety of new financial products, and the technical architecture guarantees the safe operation of the credit management system, which fully meets the needs of medium and small banks.