China's Commercial Health Insurance In Development Research Under The New Health Care Environment

Since the eighteenth national congress of the communist party of China attaches great importance to the health care work,successively promulgated a number of policy,from the standard for urban residents medical insurance and new farming system to strengthen children's medical service reform,serious illness insurance from regulation to promote the construction of the family doctor,from speeds up the hierarchical diagnosis and treatment to update the community health service practice,etc.,made major phases.In April last year the state council issued the deepening the reform of medical health system key tasks in 2016,continue to push forward reform work,put forward to promote the reform of public hospitals,speeds up the hierarchical diagnosis and treatment,improve the health care system and improve the further breakthrough in drug supply security system,etc.2016 one of the focus of reform is to consolidate the universal health care system,will continue to promote the commercial health insurance.To integrate social resources through reform,the process of commercial health insurance,power reform,meet the demand of the diversified health,support the development of health services,adjust the structure of employment,improve the health level.After reform implementation,although in the vital interest effect significantly,but the situation is very serious.Commercial health insurance as an important part of medical security system,its under the environment of new health reform is what kind of role and status,through reform,commercial health insurance and how to provide universal health care,under the environment of new health reform to study the development strategy is very necessary.This paper studies the commercial health insurance in the development of new medical reform policy environment,through the system analysis,the new health care environment from various perspectives for the development of commercial health insurance development strategy.Most of the full text is divided into five: the first part,the paper first introduces the research background and significance,and through the study of scholars at home and abroad were summarized,learned scholars in related research in the field of commercial health insurance,and then illustrates the research contents and research methods used in this article,at the same time put forward in this paper,the innovation points and expounds the deficiency.The second part,from the business scale,the condition of payments,profitability,management subject,supplementary role in five aspects,the paper analyzes the current situation of China's commercial health insurance,provide data basis for further research.The third part,introduced the main content of the new health care reform policy in 2016,especially the commercial health insurance in the healthcare reform,and analyzes the environment in the new medical reform,China's commercial health insurance will face to expand development space,with the help of the government platform into the medical field and other opportunities,and is the basic medical insurance from space,the lack of government policy,health insurance companies themselves the challenge of the professional ability is not strong.The fourth part,define the commercial health insurance in 2016,the new health care environment is a basic medical and health care for the main competitors,complement the main provider of health insurance,health,industrial chain integration of the role of pioneer,and emphasis on commercial health insurance in the power reform,improve the medical service system operation efficiency and promote the further development of reform of the important role.The fifth part,on the basis of above analysis,under the environment of the new medical reform in 2016,tightly grasp opportunities,from health care continue to participate in all kinds of orgnaization of management services,and social medical insurance as a valid connection,attaches great importance to the health security of the social atmosphere,the government,to optimize the policy environment,adjust the regulation thinking,strengthen collaboration with medical institutions,sensors and actuators,commercial health insurance company specialized commercial health insurance in China development strategy is put forward.