Study On SX Bank Counter Business Risk And Prevention Based On Internal Control

The banking industry is the foundation of China’s financial system, but also the foundation of the national economy, its development risk is directly related to the stability of the financial system, the bank operational risk management is rough, unable to accurately identify all risks and formulate measures to counter the risk of business operation, although mistakes or errors belong to operational risk category. But in dealing with this risk, must be on this condition occurs when the counter operation business environment, business process and operation personnel’s own sense of responsibility for comprehensive consideration. We should according to the different risk position, form, causes were considered to develop targeted prevention and control measures. In this paper, SX bank operation risk status, operational risk causes and different forms, and according to the different causes of the development of special risk prevention and control system. By analyzing these problems, try to offer some ideas for the prevention and control measures and management of operational risk management of SX bank. This paper mainly adopts literature analysis, case analysis and other methods and counter risk control system theory is studied on the SX bank counter business risk, operational risk, analysis system and process risk, personnel risk and system risk of current SX bank counter existing risks include; reasons for the formation of counter business risk including system, process defects, employees management, system upgrade. According to the analysis of risk prevention countermeasures counter results are given SX bank, including the optimization of management system, improve the operation process, strengthen personnel management and improve the system performance of four parts, the measure is expected to further strengthen the implementation of the SX bank counter wind control strength, reduce the counter business risk.