Industrial And Commercial Bank,A Branch Operation Risk Evaluation And Control Research

Operational risk recognition, evaluation, management, control and response to bank all business sectors, staff function post were involved in order to get the effective implementation and that banks as long as the operation relating to a operational risk can be avoided and the normal defense. The Basel Committee on banking supervision will operate, credit and market three categories of the risk due for the international banking industry at the present stage must pay attention to three of the most important and common risk, comparing it with the other two categories of risk, operational risk is more diversified, dabbling more are complicated, hidden, prevention, risk avoidance and management needs higher technology and means.Industrial and Commercial Bank of China is one of the symbolic representation of the country’s a lot of commercial banks, the risk aversion, control and management experience. Although the development is very fast, there are still loopholes, especially on operational risk concerns and strengthening exploration is still in short term process started, it is Jinan block, a commercial bank optimal risk management level of many of the core elements of the. A branch of ICBC should attention to operational risk as the object of risk identification and evaluation, and take this as the foundation, check to explore the negative factors and to impose the amendment and improvement, improved A branch of ICBC risk control level of narrow at the same time the possibility of risk and reasonable insurance breeze thin wine into the loss amount and scope. This paper mainly according to the following ideas to promote, by means of qualitative analysis and quantitative analysis, comprehensive analysis and comparative analysis, overall analysis and multi sample analysis combining research, firstly, connotation definition and theoretical basis of the study required that the operational risk of specific content, characteristics and the importance of prevention and control and other related theories the discussion then briefly introduced; then with the development of A branch of ICBC, the operational risk event classification, the statistical analysis after the statistical results are given, and summed up the A branch of ICBC operation risk factors, for the next chapter to establish the risk evaluation index system of practice base; thirdly, operational risk comply with the bank’s assessment process, principle, index collection method, the evaluation of specific indicators to determine the operation and analysis to clear the risk evaluation index system; finally, to establish the index system of the operational risk of the empirical analysis, and finally put forward the matching operation risk avoidance measures.Through the above research, this paper forms the following conclusions:First of all, this paper aimed at the actual problem in A branch of ICBC operational risk management proposed solutions, and select one of the branch to carry on the practice analysis, which makes the theoretical model is applied to the practice of risk assessment.Secondly, an empirical evaluation model of the operational risk of an industrial and A branch of ICBC was constructed, and the analytic hierarchy process and the fuzzy comprehensive evaluation method were studied.Finally, the operational risk avoidance measures are proposed. Including personnel control, internal business process control, system defect control, external event control and so on.