Research Of Dongguan Rural Society Endowent Insuranc

The problem of aging people in rural area in Dongguan become more and more prominent with the wave of reform,the rapid development, the land of the farmers loss gradually, the implementation of the one-child policy.But the rural endowment insurance hasn’t caught up with the pace of reform and development. Compared with the city’s economic and urbanization development, it is very backward.Rural farmers transfer their land to the state, and become weak group because of unemployment, their endowment insurance problem has not been properly solved, all of these are not conducive to the sustainable development of economy and social stability.The problem of rural endowment insurance has become the urgent problem for research, solve the question of Dongguan rural endowment insurance effectively is the important responsibility of the society.In this paper, through the literature and theoretical analysis, and spot investigation and interview about rural endowment insurance, to recognize the problems appeared in the process of the development of rural endowment insurance, through research and analysis to the problem, puts forward the countermeasures.Thesis research analysis from five aspects:(1) the research purpose and significance, research status both at home and abroad, research ideas and methods;(2) the relevant theories on rural endowment insurance, including social security theory, public goods theory, justice theory and other related concepts, as well as the domestic and foreign experience for reference of rural endowment insurance;(3) the present situation of the dongguan rural endowment insurance;(4) The endowment insurance problems and cause analysis in Dongguan;(5) In view of the problems and their cause analysis, put forward actively expanding the scope of the guarantee;Farmers insurance cost burden to improve security level;Increasing investment channels, the realization of value of the pension guarantee the sustainable supply of the pension funds;Develop rural commercial endowment insurance perfect endowment insurance system, promote the development of rural endowment insurance business in Dongguan and other comprehensive countermeasures and suggestions.Finally reached the conclusion that to effectively solve the problem of rural endowment insurance,requires a combination of Dongguan, Population structure, especially the structure of the rural population, as well as the basic coverage of the Dongguan rural endowment insurance and local government financial investment proportion, analysis of the advantages of rural endowment insurance, science and the development of the cause of Dongguan endowment insurance, increase the investment channels, realize the value of pension, develop rural commercial endowment insurance perfect endowment insurance system, to ensure continuous supply of pension funds, and to solve the rural old-age security, promote the innovation of the economic development in Dongguan.