| Industrial chain financial model, this new credit is slowly become the bestselling in the eyes of a financial institution in China. Unlike previous credit, the borrower’s solvency, the financial status is no longer as the only standard to make loans, but in the industrial chain of the whole environment for evaluation, this is the biggest characteristic of industrial chain financial business. Mini, small and medium-sized enterprises can by and between the core enterprise on the chain stay stable, long-term and good relationship between supply and marketing, to their credit rating points, and this, will be largely solve the status of the mini, small and medium-sized enterprises financing difficult. The business and financial institutions through also extends the original customer group is given priority to with large and medium-sized enterprises, "the resources" market of mini, small and medium enterprises to become a new profit growth point of financial institutions. Especially for some small and medium-sized financial institutions, in the limited large and medium-sized enterprises, more than eighty percent have been almost large state-owned financial institutions have, so it is difficult to get good customer in the fierce competition environment resources, and this phenomenon will bring certain influence to the development of the future. To avoid the happening of this kind of phenomenon, first of all need changes on the business architecture, at the same time cultivating product innovation consciousness, expand the new customer group has become an inevitable choice for small and medium-sized financial institutions. Supply and demand, there will be progress and development. In the profit and the driving of the performance appraisal, the industrial chain won rapid development of financial business in China, so far, listed on the Shanghai and shenzhen stock market 16 all financial institutions to carry out the business, and gradually began to develop their own business brand characteristics. Other financial institutions have also join them. However, in the process of the development of the industry, many organizations have encountered the problem of more or less, facing the inevitable crisis, it is necessary to further strengthen financial business in the industry of risk control.H group guarantee company as a domestic industry chain important player in the financial business, and other financial institutions from late to join, in handling industrial chain in the process of financial business, not only pay attention to its own development, but also focus on constantly improve the work in the process of development, greatly promoted the position and the company in the level of competition in the industry, the development of the company plays a great role in promoting. This paper chose the company as the research object, through to the industrial chain of financial business in practice (mainly relating to the operation method and risk control of these two aspects) of the situation analysis, in order to understanding and improvement of the industrial chain financial business further.The first chapter is the introduction part, this part mainly elaborated this article research background and significance, and methods involved in the article. The second chapter is standing on the content of the construction of industry chain the financial model and control risk on the view of the two, in view of the current support for the research status of the industry and the related theory, a more comprehensive analysis the industry of the third chapter expounds the H group dealt with situations, in this paper, on the basis of the development of the company situation and history of the industrial chain of the development of financial business process is analyzed, and then combined with the use of SWOT analysis method, at the same time with the help of the relevant model analysis theory, puts forward reasonable Suggestions on its future development direction, and for peace and financial organizations to develop the business case for analysis. The fourth chapter is based on the content of the above analysis of the industry as well as to the H group guarantee company, on the basis of the analysis of the different mode, the risk existing in the business operations and H group guarantee company itself may exist in the business of risks are analyzed in detail. The last chapter 5 H group guarantee company combining its own characteristics, puts forward some improvement Suggestions on the risk control. |
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