Financial Risk Analysis Of Industrial Chain

This paper focuses on the role of Gree Finance Company in the process of implementing the financial financing mode of the industrial chain and the risks it faces in the development process.In this paper,the historical literature method,case analysis method,deductive method and inductive method as the main methods of research,selected 2014 the CBRC approved the industrial chain Financial services extension of the pilot one of Gree finance company as a case,by analyzing the current situation of Gree Finance Company's industrial chain finance,discovering the financial risk of the industrial chain finance in the process of implementing the group finance company,and proposing the measures of its risk control.Gree Finance Company adhere to the "relying on Gree,service Gree" for the business purposes,with Gree's development strategy,full play financial services function of financial companies,gradually become centralized management of funds,promote the development of industrial chain finance,promote value chain value-added,intensive management of financial risk companies.As the first pilot unit of the industry chain Finance,Gree Finance company,with the help of the core position of the group in the industry chain finance and the information superiority mastered,not only breaks the bottleneck of financing,but also solves the problem of financing of small and medium micro enterprises.Gree Finance Company's financial business kind of rich,depending on the size of customer can be divided into accounts receivable business,large customer financial financing business and small micro-credit financing business.These financing models raise the capital operation efficiency of the whole industry chain,reduce the overall management cost of the industry chain,improve the financial choice of the real economy,reduce the financial risk in the traditional sense,and increase the supply of financial products.However,because the industry chain itself involves many industries,geographical distribution and the characteristics of SMEs,its risk is manifold.The accounts receivable model mainly faces the risk of credit deficiency and legal deficiency.The large customer financial financing model faces the industry risk,the financial risk,the reorganization risk;small microcredit financing model is confronted with the risk of information gathering and distortion of information transmission.The risk management and control of the financial company need to construct a reasonable credit risk evaluation system,strengthen the risk management of the industrial chain,and cultivate the professional talents of the financial risk control of the industrial chain.This article belongs to the applied research article,its inquiry content has certain practical significance and the innovation,its aim is to provide the policy framework for the financial company to prevent and control risk in the process of carrying out the industrial chain financial business.