The Study Of Optimization Of Post Loan Management In The Public Credit Loan Business In A Bank Of Kunming

In recent years, after the loan management problems are increasingly prominent, A line of credit management is also facing many challenges, a serious impact on the reputation and profitability of A line. The main reason lies in the A line after the loan management process, system, organization and other aspects of the problem. This paper analyzes the current situation and problems of the post loan management of the public credit business based on A, and puts forward the methods to optimize the management of the A bank by using the business process management, risk control and risk management.This thesis includes six parts as follows:the introduction includes the background, significance, research methods, the main contents and research ideas. The first chapter is the concept and theoretical basis. The two concepts of public credit business, credit management and three related business process reengineering, comprehensive risk management, fine management, the third chapter, three chapter, the fifth chapter is the conclusion and Prospect of A.This paper mainly uses the methods of management and finance to guide the practice of financial business. This paper considers that the A line is an important part of the A line of credit business, and the management of the credit business is not only a serious problem in China’s commercial banks, but also the real existence of A. To solve the problem of A line of credit management of the public credit business, we must start from the process of post loan management, complete update A line after the management of the process chain, more scientific and efficient combination. In the A implementation of comprehensive risk management, this paper argues that we should start from the concept of risk management, improve the risk sensitivity of the market, and effectively implement risk monitoring and early warning mechanism, improve the risk management and their risk management level, in the planning of the premise to establish a sound and comprehensive risk management system, the most important is to improve the implementation of risk management program. This paper considers that the fine management should pay attention to the training of fine, the fine management of the daily management and the fine management mechanism.