Research Of Post-Loan Management In Business Credit Of China Construction Bank Heilongjiang Branch

With modern financial business process, systematic and information globalization speeding up, our country's commercial banks play a important role in the financial markets, especially the traditional credit business loan business has long been create huge benefits for financial institutions, along with the new Basel capital agreement to establish, improve and implement step by st ep, our country commercial bank credit management ability after facing higher requirements and tests, the potential risk of loan business has naturally become the focus of commercial Banks. To strengthen the importance of post-loan management, deepen the understanding of credit risk, operational risk and cognition, is a way for commercial Banks to realize the steady operation. At this stage the post-loan management of heavy hard than ever before, and more important.Credit risk management is the main conten t of the commercial bank risk management, credit risk management of pressure more embodied in the post-loan management links, improve day by day in enterprise management and the country \ "worth\" big atmosphere, how to deal with possible new is very worthy of study and discussion.The post-loan management of construction bank branch in Heilongjiang province, the author of this paper was studied, and the research idea of this paper is through the theoretical research and empirical analysis, the combination o f qualitative and quantitative methods complement each other research methods, analysis of the related literature at home and abroad, summarized the domestic and foreign relevant post-loan management theory and method. Through the specific audit case, detailed analysis of the construction bank branch in Heilongjiang province post-loan management present situation, problems and causes. And look to improve and enhance the level of Heilongjiang branch post-loan management methods.